Products & Services

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Apply for your MCU mortgage online and get an answer back in minutes.

Already started the application process?

Finish an application you’ve already started.

Still want to have personal assistance?

You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice.

Close on your mortgage quickly.

We can get your mortgage approved in minutes, rather than days or weeks!

Pre-approvals!

We offer pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Originator is always just a call or e-mail away!

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Rate Watch

Keep an eye on rates via e-mail. Sign up for Rate Watch.

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Calculators

Unsure of which way to go? Use our mortgage calculators to help you make the right decision.

Today's Rates

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.556%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.100%  0.000%
Jumbo
30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.908%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.433%  0.000%

Personalized Quote

Need Help?

212.238.3521 mtg@nymcu.org

Loan Originator's NMLS#

  • Kishla Reed
    NMLS# 25714
  • Adrian Xin Long
    NMLS# 747322
  • Xiang He Lin
    NMLS# 895407
  • Gordon Chan
    NMLS# 410213

Having trouble making your mortgage payment? Learn how we can help.

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